About Lending Buddy

Mortgages are complicated. Your guidance shouldn’t be.

We built Lending Buddy to give buyers, homeowners, and investors a smarter way to compare options—with clear answers, direct access, and one point of accountability from the first conversation through closing.

Why Lending Buddy exists

The industry had plenty of lenders. What it needed was a better guide.

Lending Buddy was founded in 2023 by Travis Dick after more than a decade in the mortgage industry. The idea was simple: people deserve more than a rate quote and a list of documents—they deserve someone who can translate the loan and help them choose confidently.

We do not begin with a product. We begin with the person, the property, and the goal. Then we compare the available paths, explain the real tradeoffs, and build a plan that makes sense.

From our New York City headquarters, that approach now serves homebuyers, homeowners, self-employed borrowers, and real estate investors across conventional, government, jumbo, non-QM, equity, and specialty loan options.

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One World Trade Center and the New York City skyline
Founder-led in New York CityOne World Trade Center · Est. 2023

Founder-led by design

An owner’s level of accountability on every relationship.

Lending Buddy is intentionally built around responsibility—not handoffs. When our name is on the experience, the details matter: the phone call that gets returned, the option that gets explained, and the issue that gets handled before it becomes a surprise.

Travis DickFounder & CEO · 10+ years in mortgage lending
01
Listen first

Understand the real goal before talking about a loan.

02
Explain the why

Give clients enough clarity to make a confident decision.

03
Stay accountable

Own the communication and the next step through closing.

Lending Buddy house and smile icon

Meet Lending Buddy

A friendlier face for home financing.

Our house-and-smile mark represents what we want every client to feel: at home, informed, and supported throughout the process.

Behind that friendly face is a serious commitment to clear answers, thoughtful loan options, and dependable execution from the first conversation through closing.

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Built for real-life borrowers

More than one kind of loan. More than one way forward.

Not every borrower fits the same box. Our job is to know which questions to ask—and which lending path is worth exploring.

01

Homebuyers

First-time, move-up, second-home, and jumbo buyers who want a plan before they make a move.

02

Homeowners

Borrowers exploring a refinance, home-equity loan, HELOC, or a smarter way to use their equity.

03

Self-employed borrowers

Business owners and independent earners who may need bank-statement or alternative-documentation options.

04

Real estate investors

Investors comparing DSCR, cash-flow, portfolio, and specialty financing for the next property.

The Lending Buddy standard

What working with us should actually feel like.

A mortgage is too important for vague answers, unnecessary pressure, or wondering who is responsible for what happens next.

01

Truth before pressure

We explain the payment, cash needed, tradeoffs, and risks—not just the headline rate.

02

Options before assumptions

We compare programs and structures before deciding which path deserves your attention.

03

Real access

You should be able to reach someone who knows your goals, your numbers, and the status of your loan.

04

Ownership through closing

We stay responsible for the next step and keep the process moving with clear communication.

Lending Buddy at a glance

Experienced enough to execute. Personal enough to care.

10+Years of industry experience in company leadership
2023The year Lending Buddy was founded in New York City
$0Application fee from Lending Buddy
1:1Guidance centered on your goals and financial picture
“Make the complicated feel clear—and make every client feel like they have a buddy in their corner.”

The Lending Buddy promise

Ready when you are

Bring us the goal. We’ll help build the plan.