An exclusive client benefit
RateBuddy Watch is reserved for people Lending Buddy has previously helped with a purchase, refinance, or home-equity loan.
RateBuddy Watch · Existing Client VIP Benefit
Your Lending Buddy relationship continues after closing.
RateBuddy Watch is reserved for clients we have previously helped with a purchase, refinance, or home-equity loan. Our team monitors relevant market and program changes and reaches out when an opportunity may be worth a closer look. There is no public enrollment form and no need to continually check in with us.
How this client benefit works
Your mortgage stays on our radar after closing.
You do not have to watch rates, sign up online, or remember to check in. Lending Buddy monitors the market and initiates the conversation when there may be a meaningful reason to review your options.
We monitor the market
Our team keeps an eye on rate movements, available programs, and other changes that may create a worthwhile opportunity.
Your representative reaches out
If we identify a reason your mortgage strategy may be worth reviewing, your Lending Buddy representative will contact you with a clear, no-pressure overview.
What we monitor
More than a headline interest rate.
- Market rate movements and available loan programs
- Estimated payment and total closing cost
- Remaining term and potential term reset
- Break-even horizon and expected time in the property
- Equity, mortgage insurance, and cash-out goals
- Qualification and available loan programs
Important: RateBuddy Watch provides periodic monitoring based on available market information and is not a promise of a particular rate, savings, approval, or future offer. Any loan is subject to application, qualification, available programs, and underwriting.
No action required