Conventional loans
Conventional financing can serve many primary residences, second homes, and investment properties. Down payment, mortgage insurance, credit, reserves, and property requirements vary by structure.
FHA loans
FHA-insured loans may offer flexible qualification features for eligible borrowers and properties. Mortgage insurance and program-specific property standards are important parts of the comparison.
VA loans
Eligible service members, veterans, and certain surviving spouses may access VA-backed financing. Eligibility, entitlement, funding fees, occupancy, and property requirements all matter.
Jumbo loans
Loans above applicable conforming limits often have distinct documentation, asset, reserve, property, and credit requirements. Structures can vary significantly between investors.
Choose by fit, not label
Compare total payment, cash to close, mortgage insurance, flexibility, qualification, and expected time in the home. The right program is the one that supports the whole plan.